Summary

As an AML Operations Specialist at Bitpanda, your mission is to mitigate money laundering and terrorist financing risks and to ensure compliance with applicable regulations in the anti-financial crime field. You are well-versed in preventing financial crimes which are perpetrated in the cryptocurrency environment, and demonstrate a strong problem-solving mindset.

What you’ll do:

1. Perform day-to-day reviews for Source of Funds and / or Source of Wealth (crypto and fiat), oversee customers’ financial activities, spot any red flags on users’ accounts and apply relevant measures. 
2. Analyse users’ financial data both related to retail and business customers, as well as user’s explanations and directly interact with the customers to request additional documents that may be needed to assess the origin of their funds / wealth.
3. Conduct investigations using variety of tools (i.e. Chainalysis), databases and OSINT, prepare investigation reports and escalate cases to the AMLO, also suggesting if a SAR has to be filed or not.
4. Conduct regular transaction monitoring review, in order to assess if a follow-up proof of funds / wealth is needed, taking into consideration the overall customer experience and the adherence to the regulatory requirements.
5. Provide insight and recommendations for streamlining and enhancing the various activities related to the Proof of Funds / Wealth and Transaction Monitoring processes.
6. Be proactively involved in projects that may be launched to enhance the AML Operations main processes, also with the support of new technologies (e.g. Artificial Intelligence & Machine Learning).

Who you are: 

1. At least 2 years of proven success in a similar role, gained in management consulting firms, FinTechs, startups, or VASPs with non-face-to-face customers.
2. Strong knowledge of the AML regulation (e.g. the AML Directives, the FM-GwG, the ESAs AML/CFT Guidelines); 
3. Knowledge of the cryptocurrencies field, with proven experience in digital assets compliance.
4. Knowledge and experience working with at least one investigation tool connected to cryptocurrency transactions (e.g. Chainalysis, Elliptic).
5. Comprehensive understanding of all types of financial crime patterns and of the AML / CTF landscape, with proven analytical and problem-solving skills. 
6. Preference to work afternoons and evenings (3:30pm until midnight), possibly also on weekends.

Skills

• Analytical Thinking
• Cryptocurrency
• Operations
• Problem Solving